$18,000 CD vs. $18,000 high-yield savings account vs. $18,000 money market account: Which will earn the most in 2026?

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April 27, 2026 / 3:55 PM EDT / CBS News
See how much interest you could be earning with a CD account here .

CD interest rates will vary by the term (or length) of the account as well as the bank in question.

High-yield savings and money market accounts rates, meanwhile, are competitive with one another now, but will also adjust based on the bank.

Here's how much interest $18,000 could earn with all three in the remaining months of the year, assuming rates remain constant, no fees are issued against any account and the understanding that the 9-month CD will technically mature in January 2027:
Consider all three carefully, then, before getting started, especially with a CD account, as an early withdrawal fee on an account of this size could be costly.

Compare your top savings account options online to learn more .