Get tips on mortgages, bills, savings and tax changes from a personal finance expert

With the new tax year looming and the Iran war fuelling uncertainty over interest rates, energy costs and the wider cost of living, personal finance expert Gabriel Nussbaum is here to answer your questions – and show you how to make your money work harder
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F rom stubbornly high bills to uncertainty over interest rates , the pressure on household finances isn’t easing any time soon.

The Bank of England has held rates at 3.75 per cent , with global tensions – including the conflict in Iran – keeping inflation risks alive and delaying hoped-for cuts.

For many, that means mortgages staying expensive and any real relief still feeling out of reach.

And just around the corner, another shift: the new tax year begins on 6 April.

In short: a lot is changing, and not all of it is obvious.

Make sure you are logged in to a registered account on independent.co.uk.

Register or log in here , then return to this page to submit your question.

I will be answering your questions live – cutting through the noise to explain what it all actually means for your money .

Whether it’s your mortgage, rent, bills, savings, tax or day-to-day spending, I’ll help you understand what’s happening now, what to watch in the weeks ahead, and what you can do about it.

No question is too big or too small – whether you’re trying to get ahead of the new tax year, make your money go further, or just sense-check your next move.

Submit your question now, or join me live on Tuesday 24 March between 12pm and 1pm GMT for the Q&A.

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